Fleet insurance is the type of insurance which is specifically designed for businesses with multiple vehicles where one insurance can take care of all the available vehicles. If you are looking at fleet insurance, there are three main types of insurances to choose from comprehensive, third-party and fire and theft and third party only. You will get to choose from a wide range of policies which depends on the driver to choose from.
Advantages of fleet insurance
Fleet insurance is taken when there are two or more vehicles, which make managing and keeping track of every insurance difficult. This why fleet insurance comes in handy as you can ensure every vehicle you use for business purposes is set under one fleet insurance.
This means that the fleet insurance could have one license which is valid to other drivers as well. Now that you have fleet insurance sorted out, all you have to do is drive the vehicle.
There are three different covers of fleet insurance
There are various types of fleet insurance to choose from but the most common and business friendly policies includes:
Comprehensive cover which will give the most protection to the vehicle, where the damage covering will be given to the third party. The middle level of cover is
Third-party, fire and theft cover which covers all the vehicles and property against any kind of damages while covering any damage caused by theft.
The third-party only cover offers no protection for your vehicle but will cover claims made against you for the damages. There are many restrictions when it comes to choosing the right setting policy.
How to reduce the cost of fleet insurance?
There is a number of ways you can cut cost on fleet insurance, one to set a limit to the age where people can drive. Taking young drivers out of equation and setting the age limit to 23 will help with the price. Also, you can make sure that all vehicle are insured and have good security.
What are the things that fleet insurance can cover
There are many things that fleet insurance can cover, and some of them include three or more vehicle of any kind like cars, bikes, motorbikes. Fleet insurance manages any damages caused by the driver or any other which may include the car, the driver and the passenger. If the driver in injured in the process, the insurance will damage control by providing funds to aid in the treatment and the recovery. In case of death of the driver, the third part will get all of the funds as damage control.
Fleet managers are always trying to supervise their team and trying to keep things constantly moving. But there are some ways in which they lack, we have listed some of the common mistakes fleet managers make with fuel cards that can be easily avoided with a better plan.
It is better if the fleet manager let loose when it comes to restricting fuels to the number of transactions. People generally get very frustrated with these acts, which will, in turn, result in people calling the office about faulty pumps. It is better than drivers get one additional pump without having to contact for authority.
If managers do not want to set the rules too tight, try having limits to prevent employees from misusing their fuel cards. Setting a limit prevents fuel spend beyond the required needs. Fleet managers should review previous invoice to know how much the drivers have to spend in daily, weekly, or monthly basis. This will give an estimate of maximum transaction limits for each period.
Fleet managers have to deal with a lot and delay fuel invoices, but it is important to take time to look through their invoices and confirm that everything fits in with the company’s fueling policy. This ensures that there is no unusual activity happening or to make sure that the drivers are not filling up at unusually higher priced sites.
When you are trying to set up a fuel card system, ensure that you have the option of choosing the vehicle and also the driver. They are very effective as you can set up PINs for each driver and track their rotations and also is very effective in case of any theft or abuse.
After walking your drivers through the process of using their cards, try to place additional emphasis on the need to enter the vehicles odometer reading after each fill. Odometers are often ignored but are one of the best ways to catch any problems occurring easily. If your MPG performance is low, it is an indicator of bad driving habits, and also an indicator of the vehicles maintenance needs like a deflated tire.
Alerts are of the major benefits of having a card programme, but companies are not sure of how to use these fleet fuel management cards to their advantage. They can be used to keep a lookout for fraudulent activities and also helps in looking after employee behavior. Also, if there is a purchase of unauthorized fuel products, the alerts can help notify.
The RC car industry in today’s world is a multi-billion dollar industry providing a never-ending innovation to all its customers. The RC companies in recent years have fanned out its wings and along with the cars they have started to make drones, boats and many other products. Despite people loving RC cars not a lot know about the companies which rank on top and make them happy by providing them cars with the best quality. Thus below is the list of the top companies in the RC racing industry. If you want to get more into the details, search for reviews in Product145, where you can get all the information that you need.
Traxxas undoubtedly has the number one spot on this list as it is the best and most preferred company when it comes to RC cars. Their stunning stock cars and monster trucks are their top sellers and along with them Traxxas also makes high-end drones and RC boats. The prices of their RC products start as low as $150 and even at a price as less as $350 you can get extremely fast cars which are bound to get you excited. A few of their cars can easily go up to 60 MPH without any additional modification. The company has withstood for more than 30 years and does not plan on stopping of slowing down anytime soon.
Team associated came into existence in 1965 and now the company stands alongside Traxxas as a competitor. The company focuses mainly on producing cars of the competitive quality and now they have grown so huge that they now ship out thousands of RC vehicles every year. One aspect of this RC company is that their cars are designed for both on the road and off-road racing which makes it exciting for ht buyers.
Just like Traxxas, this company has also been there in the RC manufacturing industry for over 30 years, but one factor makes them different from Traxxas which is that HPI racing focuses on producing ready to race cars right out of its box. Their battery-powered cars are the fastest and the type of customer services provided by them make them merely exceptional.
Losi is the only company on this list which makes RC cars which can easily fit on your palm. They are owned by Horizon Hobby and concentrate only on the micro aspects of the RC racing worlds. Their cars might seem small, but they also pack quite a lot of punch within them. The cars are reasonably priced thus making them pocket-friendly.
Redcat racing when compared to other companies on this list, is relatively new put has undoubtedly made a mark on the RC racing world. Along with RC cars they also make exceptional drones of the top quality. The company is split into three sectors being team Redcat which provides high-end cars, Redcat racing which handles mid levels enters and Danchee which concentrates on toys grade cars.
Your car will obviously give that comfort of driving around besides to and from work. It prevents you from having to put up with the hustle and bustle of catching a bus or a cab. However, once you decide to purchase a car you need to be ready to take care of it. You have to be ready any necessary repairs are done and it receives the right kind of maintenance. This calls for actions like extending the car warranty. An extended car warranty helps cover the costs for broken parts and essential repairs. In short, it is a good cover for any car repair emergencies that might come along. To have a clear idea about car warranty and car warranty extension read the best extended warranty for cars over 100k miles here at Car Warranty Guru.
Nevertheless, you just do not go-ahead extending the car warranty. You need to plan for this action so that it can be done in the most suitable way possible. So, what are the things to consider while extending car warranty?
You have to identify if surely your car needs an extended car warranty cover or not. It goes with no say that whenever you purchase a new car it comes with its initial warranty. In case you want to use the car until its initial warranty expires before selling it then there is no need to extend it. If you find the car reliable and you are willing to stay with it for a longer time, then extending it will be a good idea. Basically, this means that you need to unravel the necessity of extending car warranty before going forth with the extension. Ensure you discern before making this important decision.
Price is a very significant factor to consider. It will determine whether you extend your car warranty or not. Unfortunately, the longer you wait the higher the prices get. If you are in for extending your car’s warranty ensure you do it as soon as possible. You will be able to pay less and most definitely you will enjoy value for your money. Do not hesitate to undertake this procedure if it seems a good idea for you.
Not any kind of warranty provider is reliable. You have to be picky when it comes to hiring the services of any of them. You need to ensure you find an ethical and reputable warranty provider. This is the only way you will find a genuine extended warranty cover for your car maintenance and repair services. In addition, make sure you go through reviews on some of the extended warranty providers available in the market. Look at what previous customers have to say about them. Take the insight provided by past customers and use it to make a decision on which provider to engage.
Assess the extended warranty to reveal if it is worth your money and effort. There are a lot of features you can put into consideration to confirm that. Consider the deductibles, transferability, repairs covered and whether it is exclusive. Those factors will help determine whether the coverage is reliable.
The above factors are very important when extending your car’s warranty. You need to carefully consider them first. These factors will ensure you get the right extended warranty for your car.
The Automobile Racing industry is one of the most reputed and professional sectors in today’s world. Automobile industries are manufacturing miniature car versions just for building interest in the mind of the youth at an early age. A perfect, fun and easy way to get youngsters interested in the world of automobile racing is by taking them to Go-karting arenas. Go-karting is also a very simple way to learn the basic of how to drive a car.
Despite joining the automobile racing industry for various reasons, one has to accept that there are many advantages of it such as-
Career Builder –
The automobile racing industry is an industry that has many career options. Places such as Dubai have tracks and cars designed for children above the age 14 so that they can learn and build their career right from a young age. This is one such place where age is just a number even the people above the age of 40 can take part and start making their career.
High Income –
Racing is a very cut-throat sport. As it involves a lot of risks thus the reward is also more. Winning a race does get a person lump sum of money but along with it even the racers who do not win still manage to make money. Multinational brands such as Red Bull and Mercedes endorse several racers either by giving them huge stacks of money or by paying for their expenses just so that the racer can promote their brand. Racers usually promote the brand by adding the company logo either on their car or the clothing attire that they wear.
Improves reflexes –
Racing from time to time does improve one’s response to various circumstance. Racing improves coordination of the overall body. As race tracks have different patterns and sharp turns a racer must know how to cruise through them without getting into any collision. The more a racer drives a car and practices the better their reflexes get, and this intern helps them even outside the race track.
Boosts Adrenaline –
Racing in any form boots adrenaline in the body which makes a person more alert and also hyphens their senses. It, in turn, increases the heartbeat and also boosts memory power. When we speak specifically about automobile racing as soon as the light turns green, the adrenalin that is released in the body opens air passages that allow the human cells to get more oxygen.
Builds Confidence –
Racing is an excellent way of increasing one’s confidence. When a person learns to drive a car to the level where when they enter and start winning races they also increase their confidence thus even increasing their self-esteem. Building confidence is not easy in a person as it involves coming out of one’s comfort zone and taking the initiative towards it.
Auto racing is also commonly known as car racing or automobile racing. This is a very common form of entertainment around the world. The sheer happiness of seeing a car go faster than anything else to win the cup is thrilling to the viewers in many different ways.
Auto racing has existed since 1867. Many people differentiate these races based on the types of car that are used or the terrain where the races take place and know very little about the actual difference. Thus here we created a list of various types of races that’ll give you a little more knowledge about the world of automobile racing –
1) Open Wheel Racing –
There are two types of open-wheel racing one being the Formula One and the other one being the IndyCar series. The Formula one is based in Europe and only conducts street circuit and race track races. The cars in these races are purely based on high-end technology and aerodynamics. Few of the famous open-wheel races around the world are Morocco Grand Prix, British Grand Prix, and the Italian Grand Prix. Only in Europe and Asia the open-wheeled racing are referred to as Formula. In The United States of America, the most famous automobile race is the “National Championship” commonly known as the IndyCar Series. The cars in the IndyCar series have restrictions towards the use of technology as to conserve the expenditure of money.
2) Touring Car Racing –
This form of racing is wholly based using Production derived race cars. As the cars are production based thus the speed of each car is almost the same as others. This form of race usually brings close contact between cars due to the more number of car on the track and very little speed difference between them. The most popular forms of Touring Car racing are the ”Supercar championship” in Australia, The Deutsche Tourenwagen Master, and the World Touring Car Championship.
3) Stock Car Racing –
Stock car races are usually conducted on oval based tracks and are very prominent in North America. This form of racing has very strict car specifications and is governed by NASCAR. NASCAR also governs various small series such as Whelen Modified Tour. In these races despite the cars displaying the cars manufacturing and company logo, they still use components of different other companies to enhance the speed and various other factors of the car. In the UK this form of race is called “ Small circuit racing.” Oval Racing Council and The British Stock Car Association located in the UK are the governing body for these races.
4) Rallying –
This form of racing is usually conducted over various stages on many terrains. Rallying is generally conducted on closed-off public roads or off-road. Rally races involve a co-passenger in the car next to the driver who constantly updates the driver about various things using an intercom in the helmet. The famous form of rallying races are Monte Carlo Racing, Rally Argentina, Rally Gb, and Rally Finland.